Bernard Long - Goldridge Wealth Management
Primarily I assist those around ten years or less from full or partial retirement to:-
• Plan succession and the transition from a bias to growth investments to a bias to income or lower risk investing.
• Become familiar with other forms of investment other than your businesses or superannuation so when your business is sold or a lump sum arrives from any source you are “match fit†and do not get hurt by:-
o Investments where the risks are not quantified or even identified,
o Mismatching of investments with your appetite for risk
o Unplanned use of funds.
Our Service is Unique because:-
• I own the local practice and am a shareholder in Goldridge. This provides a high degree of consistency and continuity in the advice relationship,
• I am fee based and accept no commissions on investment business, apart from Kiwisaver.
• I am independent of any product providers or institutions,
• Goldridge provides a proprietary investment philosophy under the I3MP brand. This has risk mitigation at its heart. This means we must understand the risk in everything we recommend, ensure that fits your appetite for risk and that you are sufficiently rewarded for taking that risk
You will benefit by:-
• Building a greater degree of confidence in investing more widely,
• Investing strategically with a view to what is likely to happen in the markets rather than reacting to what has happened,
• Minimising the impact of shocks. Shocks are inevitable but the impact can be minimised.
• Keeping safe from yourselves. This may sound a bit strong and I am sure you already apply good disciplines. However by way of example, the devastation caused in the finance company meltdown over the last few years was largely endured by DIY investors who eschewed, did not know where to get advice or took advice from parties that were clearly not equipped to provide it.
Talk to me!